Terms and Conditions

Access and Activation:

  • The gift card is valid only within the United States and the District of Columbia.
  • Activation of the card is required prior to any purchases being made.

Usage Restrictions:

  • Cash withdrawals at ATMs with the gift card are prohibited.
  • Funds on the card cannot be transferred to other parties.
  • The card does not support adding additional funds after the initial load.
  • Recurring payments, such as subscriptions or monthly bills, are not permitted with this gift card.

Fees and Charges:

  • A one-time purchase fee applies to the gift card; no further fees or charges will be incurred afterwards.

Transaction Security:

  • PIN generation is optional but required for debit transactions.
  • Cardholders must notify customer support promptly if unauthorized transactions occur.

Card Acceptance:

  • The gift card is accepted where Visa or MasterCard debit cards are accepted.

Liabilities and Responsibilities:

  • Users are responsible for any transactions made using their account.

Card Replacement:

  • Replacement cards are issued upon verifying card details with the customer support team.

International Restrictions:

  • International use of the gift card is not allowed.

Card Termination:

  • The company reserves the right to terminate the gift card for any rule violations.

For any inquiries or detailed information regarding these provisions, cardholders are encouraged to consult the cardholder agreement on the official MyBalanceNow website or reach out to the customer support team directly for assistance.